Assorted Links (11/26/2013)

Here’s a list of articles that I have been reading, videos that I have been viewing, and podcasts that I have been listening to lately:

Hearing impaired baby’s reaction to cochlear implant being activated.

wimp.com

This is definitely a tear-jerker… “Hearing impaired baby’s reaction to cochlear implant being activated.”

C. S. Lewis on the salvation of Susan

patheos.com

“One of the unsettling details in the Chronicles of Narnia is that Susan, one of the original four children who stumble into the wardrobe, does not go into Aslan’s country at the conclusion of the series.”

Professor Sees Parallels Between Things, Other Things

theonion.com

“AUSTIN, TX—University of Texas professor Thom Windham once again furthered the cause of human inquiry in a class lecture Monday, as he continued his longtime practice of finding connections between things and other things, pointing out these parallels, and then elaborating on them in detail, campus sources reported.”

The man who used to walk on water

economist.com

“AN AMERICAN president’s most important power is not the veto pen or the ability to launch missiles. It is the bully pulpit. When a president speaks, the world listens. That is why Barack Obama’s credibility matters. If people do not believe what he says, his power to shape events withers. And recent events have seriously shaken people’s belief in Mr Obama. At home, the chaos of his health reform has made it harder for him to get anything else done. Abroad, he is seen as weak and disengaged, to the frustration of America’s allies.”

Wear: Obscure committee setting Austin’s path for rail

mystatesman.com

This is shameful – Austin American-Statesman columnist Ben Wear reports that while Austin voters will (perhaps???) have the final say on whether a prospective passenger rail project gets funded, final decisions on routing will be made by a 16-member committee appointed by (and including) Austin Mayor Lee Leffingwell. Quoting Mr. Wear, “This is no knock on those committee members, who have spent a lot of time working on all this for no pay. But none of them, aside from Leffingwell and fellow Council Member Bill Spelman, have ever received a vote for public office.”

The vulnerability of Healthcare.gov

cnbc.com

“Dissecting the critical security problems with the website Healthcare.gov, with TrustedSec CEO David Kennedy. “It will take a long time to address some of the critical and high exposures on the website itself,” he says.”

Puddleglum and the Savage

nytimes.com

“Two deaths were overshadowed by the death of J.F.K.”

A federal judge’s significant decision: Clergy tax-free housing is not constitutional

religionnews.com

“A federal judge has ruled that clergy’s exemption from paying taxes on housing is not constitutional, an exemption currently applied to an estimated 44,000 ministers, priests rabbis, imams and others. If the ruling stands, some clergy members could experience an estimated 5 to 10 percent cut in take-home pay.”

Mark Steyn – Knockouts High and Low

nationalreview.com

“Without self-restraint, we slip toward barbarism.”

In Gallup’s latest poll, 40% approve and 55% disapprove of the Affordable Care Act.

gallup.com

From the good folks at the Gallup organization… No surprise here…

Insurers Cut Doctors’ Fees in New Health-Care Plans

online.wsj.com

“Insurers are slashing payments to medical practices in many of the plans they sell through the new health-law marketplaces—sparking worries they will attract fewer doctors.”

Joe Rigney – That Hideous State

nationalreview.com

November 22 marks the fiftieth anniversary of the passing of C.S. Lewis as well as JFK. This National Review article provides a fascinating (political philosophy) retrospective of the some of C.S. Lewis’s greatest works (particularly Chronicles of Narnia and Screwtape Letters. I love (and agree with) the following quote in particular, “For those who share Lewis’s love of the freeborn mind and the society it births, we do our children (and ourselves) a great service when we feed their imaginations a robust diet of Narnian truth, goodness, and beauty. In the long struggle between the debauched statism foreshadowed by Kennedy’s Camelot and the high nobility of Cair Paravel, we must all choose sides. As for me and my house, count us among the free Narnians.”

The Obamacare Crisis

nytimes.com

You know there’s a problem when even the editorial page of the New York Times is throwing Obamacare under the bus…

Was US Inequality Caused By The Rise In Divorce?

forbes.com

This is a very interesting observation – perhaps income and wealth inequality has more to do with demographics rather than the usual causes cited as conventional wisdom. See also Russ Roberts’ original Cafe Hayek posting upon which this Forbes article is based (available @ http://is.gd/P4rc7o; Roberts also provides another post @ http://is.gd/PPLm58 that makes the intuition behind the effect of divorce on inequality even clearer.

Charles Krauthammer – Our ‘Sucker’s Deal’ with Iran

nationalreview.com

“The so-called interim nuclear agreement is a rescue package for the mullahs.”

Daisy Ad 2013: Senate Filibuster Nuclear Option Remix

youtube.com

“What a difference eight years and a Senate majority makes.”

New Grads: Good Luck Finding a Finance Job

on.wsj.com

“Sluggish finance hiring is dragging down the job market for new college graduates.” Related article is available on the web at http://is.gd/iQxiB3.

How the GOP Should Fix ObamaCare

online.wsj.com

“In The Wall Street Journal, Business World columnist Holman Jenkins writes that Republicans can create real choice, real competition and real savings while protecting those who need help.”

The effect of demographic change on measured progress

cafehayek.com

Demographics play a very important role in the debate on income inequality, as documented here. H/T to my colleague Jim Hilliard…

Worse Than ObamaCare

online.wsj.com

“In The Wall Street Journal, Wonder Land columnist Daniel Henninger writes that President Obama’s biggest failure is that he hobbled the U.S. economy.”

Study: You Should Invest 0% Of Your Assets In Art

forbes.com

“Art market indices mostly track high-performing works, and ignore the duds — skewing both risk and return figures, a new study says.” Interesting summary of fascinating new empirical research by Stanford finance professor Arthur G. Korteweg and colleagues from universities in Luxembourg and the Netherlands. The research paper referenced in this article is available (for free) on the Internet at http://ssrn.com/abstract=2280099. Korteweg and his colleagues document (quite persuasively) that the conventional wisdom claiming 10% average annual returns to collecting art is grossly exaggerated due to systematic sample bias.

Team Management: Think Small And Agile

forbes.com

“In an age of swiftly moving technology, teams become more important, not less.”

Top Obamacare IT Official Says 30-40 Percent of the Federal Exchange System Hasn’t Been Built Yet

reason.com

“In a congressional hearing… Henry Chao, the Deputy Chief Information Officers for the Centers for Medicare and Medicaid Services, told Rep Cory Gardner (R-Co.) that 30-40 percent of Obamacare’s Marketplace—the federal insurance exchange system that covers 36 states—has not been built yet.”

New High: 56 Percent Say it is Not Govt’s Job to Ensure Americans Have Healthcare

reason.com

“Just 5 years ago Gallup found only 28 percent of Americans thought government did not have the responsibility to “make sure all Americans have healthcare.”

Victor Davis Hanson – Obama’s Noble Lies

nationalreview.com

“Stop worrying whether the president’s statements conform to ossified standards of truth.”

Woman Who Obama Cited as Obamacare Success Story Now Says She Can’t Afford Health Coverage

reason.com

“Jessica Sanford, who is self-employed, tells CNN that she now plans to avoid purchasing health insurance entirely, because it’s simply not affordable on her budget.”

Fouad Ajami: When the Obama Magic Died

online.wsj.com

“In The Wall Street Journal, Fouad Ajami writes that there were no economic or cultural bonds among the president’s coalition. He was all things to all people. Charisma ruled.”

Police in Columbia, South Carolina and 499 Other Cities Get “Free” Tanks

reason.com

“The Columbia, South Carolina police department – along with 499 other municipalities across this sweet land of liberty – received a “free” MRAP (Mine-Resistant Ambush Protected) vehicle featuring bullet-proof skin and a rack capable of holidng a 50 caliber machine gun. Such vehicles cost about $658,000 but this one was gifted to the police by the Department of Defense.”

Deaton on Health, Wealth, and Poverty | EconTalk

econtalk.org

Here’s Econlib’s description of this week’s Econtalk podcast: “How can you help the world’s poor achieve longer lives and better health care? Check out Deaton’s suggestions. Don’t miss the interesting aside on the measurement complications of wages versus benefits as health care becomes an increasingly large share of the U.S. economy.”

Obamacare Debacle Derails President’s Credibility

reason.com

“Further evidence that government that governs best governs least.”

Seven score and 10 years ago

aei.org

“November 19 marks the 150th anniversary of President Abraham Lincoln’s Gettysburg Address—rightly judged to be the greatest speech in America’s history. And while there have been innumerable books and articles written about the content, language, and rhetorical sophistication of Lincoln’s remarks, far less has been written about why he chose the dedication of the Soldiers’ National Cemetery at Gettysburg, some four and a half months after the battle itself, to deliver the speech he did.”

Social Security and Medicare taxes and benefits: Things change, but we’re still going broke

aei-ideas.org

“Gene Steurle and Caleb Quackenbush of the Urban Institute have updated their figures showing the lifetime Social Security and Medicare taxes people pay, based on when they’re born, and the lifetime benefits they can expect to receive.”

Why liberals are panicked about Obamacare

“If Obamacare fails, it will take down more than one president.”

A testament to the resilience of markets: World stock market capitalization is back to pre-recession, pre-crisis level

aei-ideas.org

“Compared to the recessionary low of $29.1 trillion in February 2009, the total world stock market capitalization more than doubled to the current level of $62.64 trillion, recapturing almost all of the global equity value that was lost due to the severe global recession.”

WASHINGTON: Roiling health care waters, Obama’s fix could make matters worse

mcclatchydc.com

“Facing growing outrage from Americans, President Barack Obama reversed course… and offered to let insurance companies sell existing plans even if they don’t meet the minimum standards set by his new problem-fraught health care law.”

 

Assorted Links (11/16/2013)

Here is a list of the articles that I have been reading, videos that I have been viewing, and podcasts that I have been listening to lately:

Did the British invent the West? Daniel Hannan on the world of English freedoms

wsj.com

In this (ungated) WSJ essay, the British journalist, author and politician Daniel John Hannan masterfully explains (among other things), how American exceptionalism is fundamentally different from say, Greek exceptionalism…

“It’s no accident that the English-speaking nations are the ones most devoted to law and individual rights, writes Daniel Hannan.”

The President’s explanation for his broken promise

cafehayek.com

Quoting Russ Roberts, “If you read a story about yesterday’s press conference with President Obama on the Affordable Care Act, you would learn that the President proposed a fix for people who have had their insurance cancelled. He apologized for the lousy web site. And so on. I don’t know how you legally change a piece of legislation by fiat like the President seemed to do…”

Ads Hide Obamacare Truth: It’s Generational Theft

time.com

In Time Magazine, Nick Gillespie writes, “Obamacare is simply the latest instance of generational theft being perpetrated against younger Americans.” I agree (see my blog posting entitled “On the role of health insurance as an “enabling technology” that facilitates risky behaviors…” @ http://wp.me/pBo4U-1gD)!

Even for Dropouts, Being on the Right Side of the Digital Divide Matters

psmag.com

“If you drop out of high school, odds are are you’ll end up in a dead-end job for life. But the odds get a lot better if you happen to have some computer skills.”

Pro-Obamacare ads targeting millennials stir controversy in Colorado

denverpost.com

“A new round of advertisements unveiled by supporters of Colorado’s health insurance exchanges ignited controversy that rippled through social media Tuesday and launched debate over the portrayal of women.”

Three Cheers for the Rule of Law: Holding Deadbeat Debtor Argentina to Account

cato.org

“Despite so much amiss in Washington, the Argentine debt case reminds us that the rule of law remains alive in the United States.”

The psychology of pricing wine

wsj.com

“Restaurant customers who paid $20 for a bottle of wine said the wine tasted better than those who paid $10 for the same one.”

Even though corn ethanol is an ‘ecological disaster’ and is ‘raping the land’

aei-ideas.org

“The Huffington Post presents a devastating assessment of Obama’s push for green energy, especially his ongoing religious-like commitment to corn ethanol, which environmentalists and many scientists have now rejected as an ecological disaster and as bad environmental policy.”

The Sugar Program is Central Planning

cato.org

“House and Senate negotiators are working out details of a big farm bill that may pass this year. No industry in America is as coddled as farming, and no industry is as centrally planned from Washington. The federal sugar program is perhaps the most Soviet of all. Here’s a sketch of the sugar program…”

Jon Stewart Calls Out Obama’s Lie

youtube.com

“Jon Stewart dedicates two minutes of honesty towards Obama’s massive dishonesty.”

President Obama, is a ‘substandard’ health plan really substandard?

foxnews.com

The author of this article, Ed Lazear, is an economist at the Stanford Graduate School of Business professor and former chairman of the President’s Council of Economic Advisers from 2006-2009. Professor Lazear here provides a superb analysis of the economics of so-called ‘substandard’ health insurance plans…

Don’t screw it up

economist.com

“By choosing Bill de Blasio, New Yorkers have taken a risk with their city’s prosperity.”

Some Central Texas medical providers opt out of Obamacare

statesman.com

Quoting from this article, “Austin’s largest provider of cancer treatment won’t participate in health insurance plans offered though the marketplace set up by the Affordable Care Act, leaving some patients facing substantially higher medical bills.”

This is part of the so-called “insurance death spiral” predicted recently by AEI fellow Scott Gottleib (cf. http://is.gd/jnh04G).

A Baby’s Gaze May Signal Autism, Study Finds

nytimes.com

“Researchers using eye-tracking technology found that 3-year-olds diagnosed with autism looked less at people’s eyes when they were babies than children who did not develop autism.”

S.F. programmers build alternative to HealthCare.gov

cbsnews.com

Be sure to check out Healthsherpa.com – you can get quotes for an array of policies available in your zip code, and the site even calculates the dollar value of the tax subsidy for which you may (or may not) be eligible for, given your level of income. It also links quotes to contact information for call centers operated by the insurers offering ACA-compliant policies…

“The three 20-year-old programmers developed a site in matter of days that does things the expensive and faltering healthcare.gov just can’t do.”

Top Three Policy Reforms to Grow the Economy

libertarianism.org

“Economist Jeffrey Miron of Harvard University outlines three policy reforms that he thinks would best promote economic recovery and growth in the United States: cutting entitlements, freezing regulation, and replacing the existing tax code with a flat tax on consumption.”

The Collapse of Obamacare

soundcloud.com

“NYU Law Professor Richard Epstein analyzes the factors causing Obamacare’s catastrophic failings.”

After the Affordable Care Act: Crafting an Alternative to Obamacare

soundcloud.com

“University of Chicago economist John Cochrane discusses the problems and possible solutions to the Affordable Care Act. Topics include guaranteed issue, regulation in the health care sector, and competition in the insurance industry.”

The Weekend Interview With Dr. Francis Collins: Politics on the Frontiers of Science

online.wsj.com

Fascinating (ungated) interview in today’s WSJ with Dr. Francis Collins, who during the 1990s and early 2000s managed the Human Genome Project and now directs the National Institutes of Health (NIH), which is an agency of the U.S. Department of Health and Human Services.

“In The Wall Street Journal, Joseph Rago interviews Dr. Francis Collins, director of the National Institutes of Health. He says that major breakthroughs are possible in neuroscience, cancer, AIDS and Parkinson’s—if Congress learns to set priorities.”

The dozen Democrats who voted for the ObamaCare debacle are now scrambling for cover.

online.wsj.com

“The Wall Street Journal observes that the Democrats who voted for the debacle are now scrambling for cover.”

Charles C. W. Cooke – Obamacare’s Banana-Republic Logic

www.nationalreview.com

“Your old plans are now illegal, but don’t blame the White House.”

Rhetoric vs. reality

washingtonpost.com

“The president is going to “campaign” to fix the health care Web site. How does that work?”

Early Buyers of Health Coverage Are Older Than Expected, Raising Expense Concerns

online.wsj.com

“Insurers say the early buyers of health coverage on the nation’s troubled new websites are older than expected so far, raising early concerns about the economics of the insurance marketplaces.”

When Being Alone Turns Into Being Lonely, There Are Ways to Fight Back

online.wsj.com

“John T. Cacioppo, director at the University of Chicago Center for Cognitive and Social Neuroscience, estimates 40% of Americans feel lonely, double the rate in the 1980s.”

On the role of health insurance as an "enabling technology" that facilitates risky behaviors…

ACA Ad The vast majority of the ads shown on the www.doyougotinsurance.com website promote health insurance as an “enabling technology” that facilitates various risky behaviors; e.g., uncelibate sex, binge drinking, bungee jumping, white water rafting, etc. These ads are (condescendingly and stereotypically) targeting millenials whose overpriced premiums are needed in order to cross-subsidize premium costs for older, sicker people. It turns out that the financing model underlying the so-called Affordable Care Act (ACA) critically depends upon such cross-subsidies in order for ACA to be financially sustainable. Without these cross-subsidies, the more likely outcome for ACA is what Cutler and Zeckhauser (1998; cf. http://dx.doi.org/10.2202%2F1558-9544.1056) refer to as an “adverse selection death spiral” (see also AEI Resident Fellow Scott Gottleib’s Forbes piece on this very same topic @ http://is.gd/jnh04G). Since the ACA is designed to vastly expand Medicaid and offer subsidies to households with incomes up to 400% of the federal poverty level, then somebody has to pay for it. And if the plan works as it is supposed to, young middle class workers will have to enroll in droves to pay for overpriced insurance. However, based upon the early returns from enrollment at the Federal and state websites, this does not appear likely. Thus the aggressive ads designed to convince otherwise reticent millennials to sign up for overpriced insurance.  Apparently health insurance can be “fun” because it makes it possible to not have to fully internalize the costs of risky behaviors.  This would be the Peltzman effect on steroids… The aforementioned website (doyougotinsurance.com) is “…a project of the Thanks Obamacare campaign, created by the Colorado Consumer Health Initiative and ProgressNow Colorado Education to educate everyone about the benefits of the Affordable Care Act.”  ]]>

On the role of health insurance as an “enabling technology” that facilitates risky behaviors…

ACA Ad

The vast majority of the ads shown on the www.doyougotinsurance.com website promote health insurance as an “enabling technology” that facilitates various risky behaviors; e.g., uncelibate sex, binge drinking, bungee jumping, white water rafting, etc. These ads are (condescendingly and stereotypically) targeting millenials whose overpriced premiums are needed in order to cross-subsidize premium costs for older, sicker people. It turns out that the financing model underlying the so-called Affordable Care Act (ACA) critically depends upon such cross-subsidies in order for ACA to be financially sustainable. Without these cross-subsidies, the more likely outcome for ACA is what Cutler and Zeckhauser (1998; cf. http://dx.doi.org/10.2202%2F1558-9544.1056) refer to as an “adverse selection death spiral” (see also AEI Resident Fellow Scott Gottleib’s Forbes piece on this very same topic @ http://is.gd/jnh04G).

Since the ACA is designed to vastly expand Medicaid and offer subsidies to households with incomes up to 400% of the federal poverty level, then somebody has to pay for it. And if the plan works as it is supposed to, young middle class workers will have to enroll in droves to pay for overpriced insurance. However, based upon the early returns from enrollment at the Federal and state websites, this does not appear likely. Thus the aggressive ads designed to convince otherwise reticent millennials to sign up for overpriced insurance.  Apparently health insurance can be “fun” because it makes it possible to not have to fully internalize the costs of risky behaviors.  This would be the Peltzman effect on steroids

The aforementioned website (doyougotinsurance.com) is “…a project of the Thanks Obamacare campaign, created by the Colorado Consumer Health Initiative and ProgressNow Colorado Education to educate everyone about the benefits of the Affordable Care Act.”

 

Assorted Links (11/3/2013)

Here’s a list of articles that I have been reading and videos that I have ben viewing lately:

Two kids play the Beatles’ “Let It Be” on the cello and violin.

www.wimp.com

“Two kids play the Beatles’ “Let It Be” on the cello and violin.”

Top Hospitals Opt Out of Obamacare

health.usnews.com

“Americans who sign up for insurance on the state exchanges may not have access to the nation’s top hospitals, Watchdog.org reports.”

Who took that photo of the Stevie Ray statue swimming in Lady Bird Lake?

www.statesman.com

“One of the most striking images to make the rounds on social media following the heavy rains in Austin overnight was an almost unbelievable photo of the Stevie Ray Vaughan statue on Lady Bird Lake submerged nearly to the waist in floodwaters.”

Obamacare laid bare

washingtonpost.com

From Wapo’s Charles Krauthammer…“The three pillars: mendacity, paternalism and subterfuge.”

You Can Keep Your Health Plan*

online.wsj.com

“The Wall Street Journal on an ObamaCare promise with a secret footnote. Who knew?”

Progressive Government Fails

online.wsj.com

“You WILL participate in what we have created for you, and you WILL comply with the law’s demands…  In The Wall Street Journal, Dan Henninger writes that President Obama’s ideology is the politics of the personal cram down.”

Obama blames ‘bad apple’ insurers for dropped coverage

www.cnbc.com

“As administration officials scrambled to fix technical problems on an online insurance marketplace, Obama blamed private insurers for a separate problem that has critics questioning his honesty.”

Business Week Magazine’s Grim Obama Cover

www.huffingtonpost.com

“In case you’ve missed everything that has been going on in the White House recently, just take a look at Bloomberg Businessweek’s latest cover. With the past few months defined by a government shutdown, debt ceiling terror and major glitches in the Obamacare exchange website, the cover pretty much hits the nail on the head.”

Aristotle’s Nightmare: Why We Need Smaller Political Communities

ethikapolitika.org

“The simple reason for the government shutdown is that America has gotten too big, and no longer enjoys the organic political bonds that give rise to healthy communities.”

The World’s Fastest Failure

lfb.org

“Obamacare certainly has made history. It has set the record for the fastest-failing Big Government program in world history. This isn’t only about a website flop; it is about the failure of government to accomplish the aims of Obamacare in general, and in a way that has profoundly touched millions of individual lives.”

Under ObamaCare, Americans are losing their coverage by political design.

online.wsj.com

“The Wall Street Journal argues Americans are losing their coverage by political design.”

This video (from NYMag.com) is entitled “Keep Your Plan: A Retrospective”. The “fine print” about the conditions under which you are “allowed” to “keep your plan” is explained on the healthcare.gov website (see https://www.healthcare.gov/what-if-i-have-a-grandfathered-health-plan).

James C. Capretta – Obamacare’s Unlikely Coverage Goal

www.nationalreview.com

“The country was promised a net increase of at least 14 million insured Americans in 2014.”

The Role of Economic and Political Resilience in Fiscal Reform

emerging.uschamber.com

“The foresight that Americans demonstrated during the recent Great Recession and the ensuing recovery of household balance sheets are encouraging signs of the resilience necessary for U.S. households to face future fiscal challenges.”

Security hole found in Obamacare website

money.cnn.com

“Until last week, clumsy computer coding on Healthcare.gov meant that someone could easily gain partial access your account on the Obamacare website.”

“Princess Bride” star Patinkin reveals his favorite line in the film

screen.yahoo.com

“In this “CBS This Morning” Extra, actor Mandy Patinkin, who played Inigo Montoya in “The Princess Bride,” talks about the line that he loves the most from that film.”

Obamacare Faces A ‘Death Spiral’

forbes.com

The so-called Affordable Care Act provides a superb “real world” study of the consequences of adverse selection, as illustrated in Dr. Scott Gottlieb’s Forbes article. Also see my explanation of adverse selection for my Fall 2013 risk management class @ Baylor (@ http://risk.garven.com/2013/10/18/adverse_selection) as well as the Wikipedia article about adverse selection (@ http://en.wikipedia.org/wiki/Adverse_selection).

“Given the failed launch of Obamacare, there’s a real chance that the entire scheme falls into an “insurance death spiral” — but not as visibly (or rapidly) as the way these sorts of unsuccessful insurance pools usually unravel. A death spiral happens when only the sickest beneficiaries get into an insurance pool, causing the cost of medical claims to rise, and in turn raising future premiums.”

How To Sign Up For Obamacare

In it’s opening segment from it’s 10/26/2013 show, SNL provides us with an interesting explanation concerning how one might want to sign up for Obamacare…

Democrats Run for ObamaCare Cover

online.wsj.com

“Potomac Watch columnist Kimberley Strassel writes that after weeks of vowing they wouldn’t cave on the Affordable Care Act, some Democrats are doing just that.”

ObamaCare 2016: The website problems were finally solved, but the doctor shortage is a nightmare.

online.wsj.com

Interesting “back to the future” thought experiment about the shortage of doctors in the United States…

“In The Wall Street Journal, Bradley Allen writes that the ObamaCare website issues aren’t nearly as problematic as the doctor shortage in the U.S.”

Obama’s Credibility Is Melting Here and Abroad

online.wsj.com

“From Washington to the Middle East, Obama’s partners are concluding they cannot trust him, writes Wonder Land columnist Daniel Henninger in the Wall Street Journal.”

Brosurance: ObamaCare Just Hit New(er) Lows

www.zerohedge.com

“Just when you thought ObamaCare couldn’t stoop any lower in its “pitch”, it does…”

1-800-ObamaCare-Denial: Website problems don’t matter when your intentions are good.

on.wsj.com

“The Wall Street Journal on the liberal claim that website problems don’t matter when your intentions are good.”

Obamacare’s Next Bout: More Legal Challenges

american.com

“Obamacare is off to a bad start — and potentially greater threats to its health care exchanges are looming.”