This week (Thursday, July 15, 2004), I will be attending the Insurance Council of Texas (ICT) 2004 Mid-Year Property & Casualty Insurance Symposium in Austin, TX, along with Baylor students Blake Holman and Charles Panicker. ICT is a trade association which, among other things, represents the interests of the Texas property-casualty insurance industry in the regulatory process and supports academic teaching and research in risk management and insurance. Indeed, ICT annually funds $5,000 in student scholarships at Baylor University, and donates comparable amounts at many of the major universities in Texas. The program for the symposium is located at http://www.insurancecouncil.org/symposium.asp.